Michigan No Fault Auto Insurance

When it comes to auto insurance, we have all heard the term “Michigan is a no-fault state”, but what does that mean?  Michigan’s no-fault auto insurance ensures that your own insurance company covers medical expenses and lost wages after an accident, regardless of who caused it.  Under the 2020 reforms, you now have the flexibility to choose between unlimited lifetime medical coverage or capped PIP limits to help manage your out of pocket costs. While this system provides robust injury protection, it generally does not cover vehicle repairs, so carrying separate collision and comprehensive coverage remains essential. These choices can impact your long-term financial security, so take a moment to call our office today at (810) 229-3374 to discuss which coverage options are best for you.